Get Your Inspection Today.
Pay at Closing.
No money out of pocket. No credit check. No interest. Your inspection fee is collected at closing from proceeds. When the report reveals issues, use it to pursue a seller contribution at closing — potentially allowing the seller to cover the cost of your inspection. Powered by Guardian.
Three Steps. Zero Upfront Cost.
Book Your Inspection
Schedule your inspection as normal. Let us know you'd like to use Flex Fund when you book. No application required.
Get Your Full Inspection
We perform the same thorough inspection regardless of payment method. You get the same detailed report, same day.
Fee Collected at Closing
Your inspection fee is collected from closing proceeds by Guardian. No out-of-pocket cost, no interest, no credit check.
BUYER TIP
USE YOUR INSPECTION TO
HELP COVER ITS COST.
When the report documents issues, it gives you a clear basis to ask for repairs, a price adjustment, or a seller contribution at closing. Ask your realtor to use the findings in negotiations — a successful concession may cover some or all of the inspection fee.
Remove the Last Objection
Homebuyers are already stretched thin before closing. Between earnest money, down payment, moving costs, and closing costs — the inspection fee can feel like one more burden. Flex Fund removes that barrier entirely. And when the inspection report reveals issues, your findings become negotiating leverage — buyers routinely use the report to get the seller to contribute at closing, effectively having the seller pay for the inspection.
Watch the Flex Fund Explainer
Common Questions About Flex Fund
Is there a credit check?
No. Flex Fund does not require a credit check. There are no financing qualifications.
Is there a processing fee?
Yes — a small processing fee is charged and will be clearly shown before you commit. The fee is based on the price of the inspection invoice.
How does the title company get notified?
As soon as your title company information is submitted, Guardian contacts the title company directly to communicate the inspection fees being added at closing — well ahead of time so there are no surprises.
What if I don't know my title company yet?
No problem. At checkout, select 'I don't have my closing company info' and your agent will be contacted to fill in those details for you.
What if I change title companies?
Contact Guardian directly at 1-800-608-7363, or have your agent reach out on your behalf. They handle the update quickly.
What if the deal falls through?
Guardian handles all collection. If the transaction doesn't close, they'll attempt to collect from the credit card you provided when signing the agreement. Guardian represents themselves — not the inspector or your agent — and treats clients fairly throughout the process.
Does Flex Fund affect the quality of my inspection?
Absolutely not. You receive the same thorough inspection and detailed report regardless of payment method.
Can my realtor use Flex Fund for clients?
Yes. Realtors can request Flex Fund on behalf of their clients when scheduling. It's a great tool for removing buyer hesitation about upfront costs.
Book with Flex Fund Today
Get a full professional inspection with zero upfront cost.